Life insurance protects against economic loss in the event of a death by paying a death benefit to the beneficiaries of the policy once the policyholder dies. This death benefit provides financial security by replacing lost income or paying final expenses such as funeral costs.
 Term Life insurance provides a fixed period of time coverage and typically may be renewed after the initial contract term expires. Term insurance is typically the least expensive and simplest type of coverage, but does not provide savings. The premiums are lowest when you are young and increase upon renewal as you age. Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for one, five, 10, 15, 20 or 30 years or until a specific age (for example, 65).
When it comes to finding a term life insurance plan that meets your needs, AIG has a number of plans from which you can choose.
Health Benefits Direct provides free term life insurance quotes from highly rated life insurance companies like AIG American General. We can help you determine if AIG American General offers affordable term life insurance coverage in your area. If AIG American General issues term life insurance plans in your area, our licensed insurance agents can review the costs, benefits and terms with you.
AIG American General is the marketing name for the insurance companies and affiliates of American International Group, Inc. that comprise its domestic life insurance operations. The insurance company subsidiaries include:
- AIG Life Insurance Company, Wilmington, DE
- American General Assurance Company, Schaumburg, IL
- American General Indemnity Company, Schaumburg, IL
- American General Life and Accident Insurance Company, Nashville, TN
- American General Life Insurance Company, Houston, TX
- American International Life Assurance Company of New York (AILife), New York, NY
- The United States Life Insurance Company in the City of New York (USL), New York, NY
With the exception of AILife and USL, the insurance company subsidiaries listed above do not solicit business in the state of New York. All the insurance company subsidiaries listed above with the exception of AILife and USL are admitted to solicit business in the state of Texas. The underwriting risks, financial obligations and support functions associated with the products issued by each insurance company subsidiary listed above are the individual insurance company subsidiary's responsibility. Each insurance company subsidiary listed above is responsible for its own financial condition and contractual obligations.
HBDC II, Inc. licensed as an insurance agency to do business in all states and the District of Columbia. California DBA: HBDC II, INC. Insurance Agency. California Agency License # 0F34201. HBDC II, Inc. is a wholly owned subsidiary of Health Benefits Direct Corporation.
Some exclusions and exceptions apply. Benefits may differ or not be available in some states. Plan availability and duration vary by state. Plan exclusions vary by state.
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